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Tariq Al-Mansouri

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  • TotalPay becomes the first Indian firm cleared by SAMA as an e-commerce payment technical service provider in Saudi Arabia.
  • The license lets the company launch payment gateway and orchestration services for merchants across the Kingdom.
  • Saudi Arabia reached 85 percent electronic retail payments in 2025, up from 79 percent the prior year.
  • Founded in 2022, TotalPay has served over 1,500 businesses and processed more than one billion dollars.

TotalPay obtains SAMA approval to become the first Indian firm cleared for this role in the Kingdom. The Saudi Central Bank granted the license so the company can serve merchants across Saudi Arabia. You now watch an Indian fintech enter one of the region’s fastest digital payment markets. Regulators approved TotalPay as an e-commerce payment service provider under strict local compliance rules. The clearance lets the firm run payment gateway and orchestration tools for local businesses. Merchants gain a single platform to manage and improve their Saudi Arabia digital payments each day. The firm works closely with banks, financial institutions, and technology partners across the Kingdom. Payment orchestration lets a single platform route transactions through several providers with less daily friction. Local businesses save time when one system handles cards, wallets, and bank rails together.

Why TotalPay obtained SAMA approval at the right time

TotalPay obtains SAMA approval at a moment when the Kingdom pushes hard toward a cashless economy. Electronic payments reached 85 percent of all retail transactions in 2025 across the country. You can see the rise from 79 percent recorded during the previous full year. The Kingdom targets 80 percent non-cash transactions by 2030 under its Vision 2030 plan. Point-of-sale terminals across the country reached close to two million active units by 2025. Digital wallet users across the Kingdom grew past 14 million people during the same year. E-commerce sales keep climbing as more Saudi shoppers pick cards and wallets over cash. This rising demand gives new payment firms a strong reason to enter the Kingdom. Co-founders Akif Mohsin and Rahim Pattarkadavan said they feel “incredibly proud of our team.” They also thanked SAMA for its clear guidance across the entire approval review process. The founders described the license win as a milestone in their broader regional growth plan.

A first for Indian fintech in the Kingdom

Founded back in 2022, TotalPay has already served more than 1,500 businesses to date. The firm has processed over one billion dollars in total customer transactions since its launch. You gain a clear sense of scale from these numbers before the Saudi rollout. The company plans fresh spending on new technology, strategic partnerships, and scalable payment systems. Growth targets reach across Saudi Arabia and the wider Middle East and Africa region. The wider Middle East and Africa market gives the firm room to scale further. Strong transaction volumes give the young team a solid base to attract new merchant clients.

What the clearance means for merchants

TotalPay obtains SAMA approval as the fintech Saudi Arabia hosts grows more crowded each year. The Kingdom moved from 10 sandbox fintechs in 2018 to more than 280 licensed firms. Progressive rules and steady demand keep pulling global players toward this market every single season. Foreign payment firms must secure a SAMA license before they serve Saudi customers directly. Compliance strength therefore separates approved players from the firms still stuck in early testing. From my standpoint, the license shows how open regulation rewards firms with strong compliance. You should watch how quickly TotalPay turns this approval into active live merchant accounts. TotalPay obtains SAMA approval now, and the coming months will test its Saudi execution.

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  • Business, Digital Payments, Finance, Global Markets, Saudi Arabia, Tech

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Apple's iPhone Duo
  • iPhone

The iPhone Duo is Apple’s first foldable iPhone, and it opens like a small book into a 7.6-inch screen. Closed, you hold a 5.4-inch outer display that fits in a pocket. Both screens share the same aspect ratio, so a video or app scales cleanly as you move between them. Stand it up on a table, and it works hands-free for calls or video. Apple showed the phone on September 9 at its Surprise and Shine event in Cupertino, where new chief executive John Ternus led his first keynote. He said rival foldables often feel like two phones stuck together. The Duo tries to feel like one device that changes size when you need it.

What the screens and camera can do

Open the Duo and the inner display runs 50 percent larger than the iPhone 18 Pro Max. A custom nano-texture finish cuts glare and hides the crease, the seam that has annoyed foldable owners for years. Peak brightness reaches 3000 nits, so the screen stays readable outdoors. Inside, an under-display FaceTime camera keeps the view whole, with no notch breaking the screen. The rear camera leans on a 48MP Dual Fusion system with a main and an ultra-wide lens. There is no telephoto, a trade Apple made to save room in the thin body. Smart Take reads the scene and snaps the photo when everyone poses, so you can stand in the shot instead of behind it. You can also shoot 48MP photos and 4K video at up to 120 frames per second.

iPhone Duo specs that matter for daily use

The iPhone Duo specs point to a phone built for long, heavy days. Inside sits the A20 Pro chip with a vapor chamber that spreads heat during games and video edits. Apple pairs it with a dual-battery design that fits more cells into the frame. You get up to 31 hours of video on the inner screen and up to 44 hours on the outer one. Plug it in, and it reaches 50 percent in about 20 minutes. A Grade 5 titanium frame and a precision hinge give the body its strength, and Touch ID moves to the side button in place of Face ID.

iPhone Duo prices are ridiculously high

Here is the part your wallet cares about. The iPhone Duo price starts at $1,999 for 256GB in the United States, which makes it the most expensive iPhone in the lineup. In the UAE, iPhone Duo starts at AED 8,499 for the 256 GB, AED 9,349 for the 512 GB, AED 11,049 for the 1 TB, and the laptop-price level of AED 13,599 for the 2 TB. Preorders open October 16, and the iPhone Duo release date lands on October 23. Apple plans a first wave across more than 70 countries, then adds 28 more on October 30. For comparison, Samsung’s Galaxy Z Fold 8 starts near $1,899.

Why the foldable iPhone arrives only now

Apple waited years while Samsung and others sold foldables. Now the foldable iPhone brings iOS 27 features built for two screens, like Split View and apps that respond to how you hold the phone. eSIM handles the connection, since there is no SIM tray anywhere. Apple Pencil support arrives later in 2026. That gap of a few weeks after the iPhone 18 Pro points to a slower, careful rollout for a harder build. If you have wanted a phone that turns into a small tablet without feeling clumsy, this is Apple’s answer, and you can hold one this month.

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Work from Park initiative
  • Business

The Work from Park initiative puts bookable workspaces inside Dubai’s public parks, starting with Al Barsha Pond Park. Dubai Municipality announced the programme on 19 April 2026 and said it had signed two memoranda of cooperation to deliver it. One went to Group AMANA, which builds the units, and the other to Letswork LLC, which operates them.

Entrepreneurs, freelancers, small and medium-sized enterprises

The structure is a public-private partnership. Dubai Municipality provides the park and the mandate. Private firms handle design, construction, and daily operation. The municipality said the model gives the private sector a route into public facilities while each site keeps its role as a park.

Target users are entrepreneurs, freelancers, small and medium-sized enterprises, and anyone doing remote work in Dubai. Content creators get dedicated production rooms, which the municipality said are meant to strengthen their place in the emirate’s creative economy.

Letswork runs the booking side. Users reserve space through the Letswork app, check in on arrival and use one membership across the company’s network of venues. The offer covers desks by the hour, event space, podcast recording and production rooms for creators. Letswork will also run training programmes and group sessions for creative talent and new businesses.

How the Work from Park initiative is built

Group AMANA delivers the first site through its DuBox unit. DuBox builds the workspace modules in a factory, then transports them to the park and assembles them on site. The municipality said this shortens the build schedule, reduces waste and lowers the environmental footprint compared with conventional construction. Units can be reconfigured later as demand shifts.

The Al Barsha Pond Park site was scheduled to open in May 2026. Letswork now lists it as a bookable venue on its platform. The listing describes modular pods with high-speed Wi-Fi, power and climate-controlled seating, plus podcast studios and creative production rooms. Members can book day passes, meeting rooms and private offices under one Letswork membership.

Dubai Municipality said the Work from Park initiative would add more sites across the emirate later in 2026. Locations and opening dates for those have yet to be confirmed.

Bader Anwahi, CEO of the Public Facilities Agency at Dubai Municipality, said the partnerships combine advanced construction methods with private sector expertise to produce public infrastructure “that is flexible, sustainable, and aligned with modern lifestyles and work patterns.”

Richard Abboud, CEO of Group AMANA, said modular construction lets the company build efficient, adaptable units at speed.

Why the Work from Park initiative fits Dubai’s planning goals

The programme sits under three policy frameworks. Dubai’s 2040 Parks and Greenery Strategy targets 95 million park visits a year by 2040. Land use falls under the Dubai Urban Plan 2040. Economic targets through 2033 come from the Dubai Economic Agenda D33.

Omar AlMheiri, co-founder of Letswork, said the partnership would add dedicated creative spaces and podcast studios. He described it as a step toward changing where and how people in the UAE do flexible work.

Dubai Municipality describes the Work from Park initiative as the first of its kind. Existing Dubai coworking spaces operate from office towers, hotels and retail sites. This programme moves the format onto municipal parkland, with the municipality as host and a private platform as operator.

Outdoor workspaces in Dubai face one obvious constraint: summer heat. The Letswork listing addresses this with climate-controlled seating inside the pods. Demand across a full year of operation will show whether the format holds. The second site, once announced, will be the next signal of how fast the municipality intends to scale.

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