• TEXT= DATE: 08.12.2025 BRIDGE Summit | 8-10 Dec 2025 | Abu Dhabi
  • TIMER= 08.12.2025
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  • bitcoinBitcoin (BTC) $ 42,977.00 0.18%
  • ethereumEthereum (ETH) $ 2,365.53 1.12%
  • tetherTether (USDT) $ 1.00 0.2%
  • bnbBNB (BNB) $ 302.66 0.19%
  • solanaSolana (SOL) $ 95.44 1.28%
  • xrpXRP (XRP) $ 0.501444 0.1%
  • usd-coinUSDC (USDC) $ 0.996294 0.34%
  • staked-etherLido Staked Ether (STETH) $ 2,367.26 1.4%
  • cardanoCardano (ADA) $ 0.481226 2.68%
  • avalanche-2Avalanche (AVAX) $ 34.37 1.19%
  • bitcoinBitcoin (BTC) $ 42,977.00 0.18%
    ethereumEthereum (ETH) $ 2,365.53 1.12%
    tetherTether (USDT) $ 1.00 0.2%
    bnbBNB (BNB) $ 302.66 0.19%
    solanaSolana (SOL) $ 95.44 1.28%
    xrpXRP (XRP) $ 0.501444 0.1%
    usd-coinUSDC (USDC) $ 0.996294 0.34%
    staked-etherLido Staked Ether (STETH) $ 2,367.26 1.4%
    cardanoCardano (ADA) $ 0.481226 2.68%
    avalanche-2Avalanche (AVAX) $ 34.37 1.19%
image-alt-1BTC Dominance: 58.93%
image-alt-2 ETH Dominance: 12.89%
image-alt-3 BTC/ETH Ratio: 26.62%
image-alt-4 Total Market Cap 24h: $2.51T
image-alt-5Volume 24h: $144.96B
image-alt-6 ETH Gas Price: 5.1 Gwei
 

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PayPal crypto payments

PayPal crypto payments open global commerce with instant conversion and lower fees

https://icn.live/wp-content/uploads/2025/07/PayPal-crypto-payments.mp3
  • by ICN.live
Fatima Al-Nouri

PayPal crypto payments are revolutionizing online transactions by enabling seamless global commerce with reduced fees and instant conversion.

In its latest move, PayPal introduced the “Pay with Crypto” feature for US merchants. This innovation supports over 100 cryptocurrencies and allows real-time conversion into stablecoins or fiat. Merchants can now accept major digital assets like BTC, ETH, USDT, XRP, BNB, SOL, and USDC while using familiar platforms like Coinbase, Binance, Kraken, Phantom, MetaMask, and more.

The service dramatically cuts cross-border transaction costs by up to 90%, addressing one of the biggest pain points in global commerce. Traditionally, international payments involved high fees and slow processing. Now, businesses can receive crypto, convert instantly, and access proceeds near-instantly via PayPal’s open infrastructure.

Breaking Borders with Crypto

PayPal crypto payments are especially impactful for small businesses and startups. PayPal CEO Alex Chriss explained that the service breaks down barriers to global growth. Merchants in the US can easily accept payments from buyers anywhere in the world—including shoppers in crypto-embracing countries like El Salvador or Guatemala.

Beyond convenience, PayPal offers real value: a 0.99% transaction fee through July 2026, far lower than traditional credit card processing. Merchants also earn 4% annual rewards by holding PayPal USD (PYUSD) on the platform, which provides both flexibility and passive income potential.

By supporting instant conversion between crypto, stablecoins, and fiat, this tool links more than 650 million crypto users with global businesses. In essence, crypto is no longer just a speculative asset—it’s now a daily payment tool with real utility.

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PayPal crypto payments fuel global expansion

This initiative opens access to an estimated $3 trillion global market. PayPal believes that crypto will power a new wave of merchant expansion, especially for online sellers. The ability to transact globally without relying on complex banking systems or high-fee processors is a game-changer.

For crypto gamers and digital entrepreneurs, this also means more flexibility in how they earn, spend, and grow funds. The seamless connection of wallets, stablecoin options, and low fees makes this attractive for Web3-native businesses as well.

Chriss emphasized that these crypto payment tools aren’t just about convenience—they’re about growth. He pointed to faster access to revenue and the ability to store funds in PYUSD as key drivers for merchant adoption.

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How do PayPal crypto payments work for merchants?

PayPal’s new “Pay with Crypto” service enables US-based merchants to accept over 100 different cryptocurrencies from buyers around the world. When a buyer pays in crypto, PayPal instantly converts the amount into stablecoins or fiat currency, such as USD. This means merchants don’t need to hold or manage crypto assets directly—they simply receive the value in a familiar form, quickly and securely. The service also supports a wide range of crypto wallets, including Coinbase, Binance, MetaMask, and more.

What are the benefits of using PayPal crypto payments?

There are several compelling benefits. First, transaction fees are dramatically reduced—up to 90% lower than traditional cross-border payment systems. Second, merchants gain nearly instant access to their funds, improving cash flow. Third, PayPal offers 4% rewards on PayPal USD (PYUSD) held on the platform, giving businesses a way to earn passive income. Additionally, accepting crypto allows access to a broader, global customer base of over 650 million crypto users.

Is this service safe and reliable for small businesses?

Yes. PayPal ensures high security and regulatory compliance. The platform is trusted worldwide, and all conversions are done instantly within PayPal’s system. This removes volatility risk for merchants. Since merchants receive fiat or stablecoins, they avoid crypto price fluctuations while still accessing the benefits of crypto payments. The service also comes with PayPal’s usual fraud protection and reporting tools, making it ideal for small and medium-sized businesses entering the crypto economy.

Can crypto gaming businesses benefit from PayPal crypto payments?

Absolutely. Crypto gaming businesses can tap into a global customer base while simplifying payments. Gamers can pay using BTC, ETH, or other tokens, and the gaming platform can receive instant fiat or stablecoin payments. This creates a smoother experience, lower operational costs, and faster earnings. Plus, holding PYUSD on PayPal earns 4% rewards, which is attractive for gaming studios or Web3 creators looking to optimize income and liquidity. It’s a win-win for players and developers alike

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