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  • FAB is issuing the Jaywan debit card, the UAE’s homegrown payment card, for domestic use.
  • The card runs on the UAE national card scheme, managed by Al Etihad Payments and backed by the Central Bank of the UAE.
  • It works at shops, on UAE websites, and at ATMs, with Chip and PIN and 3D Secure built in.
  • Eligible FAB customers can apply through the FAB Mobile app or at a branch.

FAB launches the Emirati Jaywan Debit Card, and the country now has a homegrown card sitting inside its biggest bank. The card is live for domestic use. It runs on the UAE national card scheme, the local rails managed by Al Etihad Payments and backed by the Central Bank of the UAE. First Abu Dhabi Bank is the largest lender in the country by assets. So this reads as a real signal, not a pilot.

What the Jaywan debit card does

Here is what you get. The Jaywan debit card handles everyday payments and cash access across the UAE. Tap or dip at local merchant outlets. Online, it works on UAE-based platforms. ATMs nationwide handle cash withdrawals. The card also links to digital wallets through tokenised wallet integration, so your card details get swapped for a secure token on supported devices.

Security sits at the core. The card uses Chip and PIN for in-person buys and 3D Secure authentication online. Your four-digit PIN confirms you are the real cardholder at the till. For a domestic scheme handling millions of daily taps, this layer counts.

Why FAB launches the Emirati Jaywan Debit Card now

Timing tells the story. FAB launches the Emirati Jaywan Debit Card as the national rollout moves from plan to practice. The card is integrated with the FAB Mobile app, so you manage it where you already bank. You watch transactions, handle your account, and run digital servicing from one screen. Al Etihad Payments built Jaywan to localise card payments and cut transaction costs. Keeping this flow inside UAE borders also strengthens national data sovereignty, a point FAB made plainly.

Two names carried the message. Futoon Al Mazrouei, Group Head of Personal, Wealth and Business Banking at FAB, tied the card to trust and customer focus inside the UAE’s financial system. Andrea Ciancetti, Chief Products Officer at Al Etihad Payments, called the FAB launch “a critical milestone for the roll-out of the scheme,” and thanked the bank for making Jaywan real for people nationwide.

How to get the Jaywan debit card

Getting one is simple if you already bank with FAB. Apply through the FAB Mobile app or at a FAB branch. No account with the bank yet? Open an eligible one first, then apply. Elite and Private Banking clients can go through their relationship managers. FAB has not disclosed fees, account tiers, or rewards, so check those points before you commit.

Jaywan is bigger than one card. The scheme, launched in 2024, is the first UAE national card scheme, built to localise payments and lower costs for merchants and banks. First Abu Dhabi Bank is one of the early issuers, with other lenders lining up prepaid and debit products over the coming months. Al Etihad Payments has also signed global networks for co-badged cards, so travel use can follow the domestic base. For now, the FAB card stays inside UAE borders.


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Entrepreneurs, freelancers, small and medium-sized enterprises

The structure is a public-private partnership. Dubai Municipality provides the park and the mandate. Private firms handle design, construction, and daily operation. The municipality said the model gives the private sector a route into public facilities while each site keeps its role as a park.

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Dubai Municipality said the Work from Park initiative would add more sites across the emirate later in 2026. Locations and opening dates for those have yet to be confirmed.

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Richard Abboud, CEO of Group AMANA, said modular construction lets the company build efficient, adaptable units at speed.

Why the Work from Park initiative fits Dubai’s planning goals

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Dubai Municipality describes the Work from Park initiative as the first of its kind. Existing Dubai coworking spaces operate from office towers, hotels and retail sites. This programme moves the format onto municipal parkland, with the municipality as host and a private platform as operator.

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