Key Points:
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Citi Ventures invests in BVNK to expand stablecoin infrastructure for enterprises.
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BVNK processes over $20 billion yearly for major global clients.
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Banks increase focus on tokenized money and regulated stablecoin services.
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U.S. regulatory clarity boosts confidence in blockchain-based payment systems.
Stablecoin infrastructure to enterprises is getting serious backing from traditional finance. Citi Ventures has invested in BVNK, a company providing blockchain-based payment rails that connect banks, fintechs, and corporates through regulated stablecoin infrastructure. This move reflects the growing recognition among financial institutions that tokenized money and digital payments are becoming core parts of global settlement systems.
Citi Ventures confirmed its investment in a Thursday statement but did not disclose the amount. BVNK said its platform handles over $20 billion in annual volume, supporting stablecoin payments for global clients such as Worldpay, Flywire, and dLocal. These partnerships show how stablecoin infrastructure to enterprises is moving from niche crypto use to real-world financial integration.
Banks turn to blockchain for faster payments
Arvind Purushotham, Head of Citi Ventures, said the bank sees stablecoins as a growing solution for settling on-chain and crypto asset transactions. From my standpoint, this comment signals a clear shift in how banks view blockchain. The technology is no longer experimental but a viable tool for improving transaction speed, transparency, and efficiency.
The growing institutional interest follows the U.S. GENIUS Act, which introduced a federal framework for payment stablecoins. The Treasury Department has started public consultations to define how these rules will apply in practice. Once finalized, they will likely boost the use of tokenized money in mainstream finance.
BVNK bridges traditional finance and blockchain
BVNK is positioning itself as a bridge between banks and blockchain. Its stablecoin infrastructure for enterprises offers compliance tools, liquidity management, and settlement capabilities across multiple currencies. This makes it easier for corporates to transact in digital dollars while maintaining full regulatory oversight.
Citi’s move fits into a broader trend among large U.S. banks. Firms such as JPMorgan and Bank of America are reportedly exploring joint ventures focused on stablecoin use. Citi itself has been considering issuing a stablecoin to enhance digital payments, according to CEO Jane Fraser. The bank is also studying custody and settlement services tied to stablecoins and crypto ETFs.
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Stablecoin market expected to reach trillions
Recent research supports this growing interest. Citi analysts have lifted their 2030 forecast for stablecoin issuance to $1.9 trillion. Goldman Sachs offered similar projections, saying the total market could enter the multi-trillion-dollar range once regulatory clarity opens new payment channels.
The demand for secure digital settlement systems is pushing banks to rethink how money moves globally. Stablecoin infrastructure to enterprises enables near-instant transfers across borders, reducing costs and minimizing dependence on outdated systems like SWIFT. This is why more financial institutions are now investing in blockchain integration.
Regulation and adoption accelerate enterprise confidence
The GENIUS Act provides banks and payment firms with a legal base to issue and manage stablecoins. This clarity helps reduce risk and invites participation from major players. As enterprises seek faster and cheaper international payments, providers like BVNK are becoming essential infrastructure partners.
From my perspective, what stands out is the speed at which banks are adapting. Within two years, stablecoin discussions have shifted from speculation to real-world adoption. Citi’s partnership with BVNK shows that major financial players are ready to bring digital payments and tokenized money into regulated banking systems.
Stablecoin infrastructure to enterprises is shaping the next generation of finance. As more institutions explore blockchain-powered settlement, the gap between traditional and digital finance continues to narrow. The focus is no longer about experimenting with crypto, but about building reliable, scalable systems that enhance how global money moves.