RLUSD has entered the top 10 stablecoins with $1B market cap milestone

Key Points

• RLUSD has entered the top 10 stablecoins with over $1 billion in market capitalization.

• Ripple USD’s growth reflects increasing trust in stablecoins beyond traditional leaders.

• XRP Ledger plays a key role in RLUSD’s network strength and user reach.

• Ripple expands its ecosystem through OTC services and blockchain payments innovation.

RLUSD has entered the top 10 stablecoins, becoming a strong new player in the stablecoin market.

Ripple USD, created by XRP issuer Ripple, has surpassed the $1 billion market capitalization mark in less than a year. This milestone highlights the growing confidence of both retail and institutional users in Ripple’s stablecoin model.

Ripple USD was officially launched in December 2024 and has grown more than 1,200% in market capitalization this year. The stablecoin’s growth has placed Ripple among serious competitors to Tether and Circle, even if RLUSD’s scale is still much smaller. The achievement underlines how Ripple’s focus on compliance and transparency is paying off in today’s crypto adoption wave.

Ripple USD gains strong market traction

According to CoinGecko data, RLUSD broke the $1 billion mark only days after reaching $900 million in October 2025. The stablecoin now ranks as the 10th largest USD-pegged coin by market cap. Ripple shared that partnerships with Ripple Prime, GTreasury, and Rail are driving faster and more efficient settlements worldwide. In its official statement, Ripple said these collaborations show how blockchain payments are reshaping modern finance.

Although Tether’s USDt holds over $180 billion and Circle’s USDC exceeds $75 billion, Ripple USD’s steady climb shows there is room for more trusted players. RLUSD’s progress demonstrates that compliance and innovation together can attract significant liquidity.

Ripple has also emphasized its enterprise-oriented strategy while welcoming growing retail interest. Many users are accessing RLUSD through Transak and self-custodial wallets like Xaman, showing how accessible stablecoins have become.

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RLUSD adoption strengthens the XRP Ledger ecosystem

Ripple USD’s rise has had a direct effect on the XRP Ledger ecosystem. Data from RWA.xyz shows that Ethereum-issued RLUSD represents about 80% of the supply, while XRP Ledger-based RLUSD holds the remaining 20%. This balance allows Ripple to serve users across multiple blockchains without losing control of its core network.

The XRP Ledger remains one of the most reliable systems for blockchain payments. Its low transaction fees and fast processing times make it ideal for stablecoin transfers. Ripple’s ongoing updates also help users maintain control over their digital assets while keeping costs predictable.

From my perspective, Ripple’s approach of linking liquidity between Ethereum and XRP Ledger gives RLUSD a strategic advantage. This dual-chain model enables users to choose the network that best fits their business or personal use case.

Ripple expands OTC services for institutional investors

Ripple’s growth does not stop at RLUSD’s performance. The company recently announced its expansion of over-the-counter (OTC) services in the United States. The plan includes offering digital asset prime brokerage, allowing institutions to manage crypto liquidity more efficiently. This expansion follows Ripple’s $1.25 billion acquisition of Hidden Road, a crypto-friendly prime broker.

This move positions Ripple as a full-service provider, combining payment solutions, stablecoin services, and institutional-grade trading. It strengthens confidence among financial partners who value regulated and transparent operations.

The expansion also supports Ripple’s broader goal of promoting responsible crypto adoption. By bridging traditional finance with blockchain infrastructure, Ripple helps reduce the gap between crypto traders, businesses, and payment processors.

RLUSD’s milestone signals next phase for stablecoin market

RLUSD has entered the top 10 stablecoins at a time when the global stablecoin market is expanding rapidly. Users are increasingly shifting toward digital dollars for faster, cheaper cross-border payments. Ripple USD provides both reliability and flexibility, backed by Ripple’s history of financial innovation.

Experts believe RLUSD could reach several billion in market capitalization by 2026 if adoption continues at this pace. Analysts point out that its growth is not only due to Ripple’s brand strength but also its clear focus on regulated, enterprise-grade usage.

Ripple USD’s rise also pushes competition in the stablecoin market, encouraging more transparency and a better user experience. As more projects seek to balance liquidity, compliance, and blockchain speed, Ripple’s steady rise shows that trust and utility still define success.

RLUSD has entered the top 10 stablecoins in record time, showing Ripple’s strong understanding of financial infrastructure. The combination of Ripple USD, the XRP Ledger, and advanced blockchain payments positions the company as a central player in global digital finance. With consistent adoption and strategic growth, Ripple is shaping a new phase in the stablecoin market.