• bitcoinBitcoin (BTC) $ 42,977.00 0.18%
  • ethereumEthereum (ETH) $ 2,365.53 1.12%
  • tetherTether (USDT) $ 1.00 0.2%
  • bnbBNB (BNB) $ 302.66 0.19%
  • solanaSolana (SOL) $ 95.44 1.28%
  • xrpXRP (XRP) $ 0.501444 0.1%
  • usd-coinUSDC (USDC) $ 0.996294 0.34%
  • staked-etherLido Staked Ether (STETH) $ 2,367.26 1.4%
  • cardanoCardano (ADA) $ 0.481226 2.68%
  • avalanche-2Avalanche (AVAX) $ 34.37 1.19%
  • bitcoinBitcoin (BTC) $ 42,977.00 0.18%
    ethereumEthereum (ETH) $ 2,365.53 1.12%
    tetherTether (USDT) $ 1.00 0.2%
    bnbBNB (BNB) $ 302.66 0.19%
    solanaSolana (SOL) $ 95.44 1.28%
    xrpXRP (XRP) $ 0.501444 0.1%
    usd-coinUSDC (USDC) $ 0.996294 0.34%
    staked-etherLido Staked Ether (STETH) $ 2,367.26 1.4%
    cardanoCardano (ADA) $ 0.481226 2.68%
    avalanche-2Avalanche (AVAX) $ 34.37 1.19%
image-alt-1BTC Dominance: 58.93%
image-alt-2 ETH Dominance: 12.89%
image-alt-3 BTC/ETH Ratio: 26.62%
image-alt-4 Total Market Cap 24h: $2.51T
image-alt-5Volume 24h: $144.96B
image-alt-6 ETH Gas Price: 5.1 Gwei
 

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USDC on XRP Ledger

USDC on XRP Ledger boosts stablecoin adoption and powers future of crypto payments

Mariam Al-Yazidi

USDC on XRP Ledger is officially live, marking a major leap for stablecoin adoption in crypto.

Circle has brought USDC to the XRPL mainnet, enabling seamless access for developers, users, and institutions. This move eliminates the need for token bridging and brings native stablecoin utility to one of the fastest blockchains. With Circle Mint and Circle APIs supporting the XRPL, developers now enjoy instant access to secure, low-cost transactions with USDC.

USDC on XRP Ledger could become a major catalyst for broader Web3 adoption. Ripple and Circle are combining regulatory strength with global user reach. The XRPL’s design allows institutions and individuals to send cross-border payments, access DeFi services, and easily convert USDC into fiat. This removes common barriers seen in crypto adoption.

XRPL’s New Utility: USDC Integration is a Game Changer

The launch comes shortly after Circle’s successful IPO, giving the company new room to innovate. Circle’s USDC saw record-breaking cross-chain volumes this month, and the XRPL integration is expected to raise that ceiling. Developers and institutions using XRPL can now tap into USDC’s liquidity while leveraging the speed and compliance-first approach of Ripple’s network.

This upgrade isn’t just about adding another stablecoin. It reflects an emerging financial standard where regulated stablecoins like USDC become essential infrastructure. Ripple aims to power 14% of SWIFT’s global liquidity flows by 2030, and stablecoins are a cornerstone of that mission.

The XRPL enables low-latency settlement and low transaction fees—perfect for global finance. Now, USDC’s presence strengthens Ripple’s capacity to serve both retail and institutional clients in compliant, scalable ways.

Tether’s gold investment strategy boosts long-term asset backing and ecosystem resilience

USDC on XRP Ledger Highlights Crypto’s Institutional Future

Markus Infanger of RippleX emphasized that regulated stablecoins are key to bridging traditional and crypto markets. With USDC on XRP Ledger, users gain access to onramps, offramps, tokenization, and compliance-focused infrastructure. These are features often lacking on other chains.

This integration expands the toolkit for digital wallets, exchanges, and fintech platforms. It also builds a regulatory-aligned pathway for broader use cases—from global payroll to tokenized assets and programmable finance.

While Ripple denied rumors of acquiring Circle, the partnership still benefits both giants. Circle gains a stable, high-speed chain to host its asset. Ripple gets a powerful stablecoin to power its growing global payment rails.

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What does USDC on XRP Ledger mean for crypto users?

It means users can now access USDC natively on the XRP Ledger, with no need for bridges or third-party swaps. This unlocks direct stablecoin utility for fast payments, DeFi access, and institutional use cases. It also improves access to fiat onramps and offramps. For developers, this integration simplifies building financial apps with secure and fast settlement using a well-established, compliant stablecoin.

Why is this partnership between Circle and Ripple important?

Circle and Ripple represent two of the most regulatory-aligned entities in the crypto industry. Their partnership enhances compliance, speed, and usability for stablecoins. By launching USDC on XRPL, they address key pain points in crypto like cost, speed, and regulation—making crypto finance more attractive for traditional institutions and governments.

How does USDC on XRPL compare to other chains?

Unlike Ethereum or other EVM chains that often struggle with gas fees and congestion, XRPL offers ultra-low fees and fast finality. With USDC now native to XRPL, users get the reliability of a leading stablecoin on a high-performance blockchain. Plus, the lack of bridging reduces risks associated with token wrapping or exploits.

Can I use USDC on XRP Ledger for DeFi and payments?

Yes, absolutely. With Circle Mint and APIs now supporting USDC on XRPL, users can send global payments, tap into XRPL-based DeFi apps, and easily move between fiat and crypto. This opens doors for payroll, remittances, and digital commerce powered by stablecoin settlement—all on a chain built for speed and compliance.

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