USDC on XRP Ledger is officially live, marking a major leap for stablecoin adoption in crypto.
Circle has brought USDC to the XRPL mainnet, enabling seamless access for developers, users, and institutions. This move eliminates the need for token bridging and brings native stablecoin utility to one of the fastest blockchains. With Circle Mint and Circle APIs supporting the XRPL, developers now enjoy instant access to secure, low-cost transactions with USDC.
USDC on XRP Ledger could become a major catalyst for broader Web3 adoption. Ripple and Circle are combining regulatory strength with global user reach. The XRPL’s design allows institutions and individuals to send cross-border payments, access DeFi services, and easily convert USDC into fiat. This removes common barriers seen in crypto adoption.
XRPL’s New Utility: USDC Integration is a Game Changer
The launch comes shortly after Circle’s successful IPO, giving the company new room to innovate. Circle’s USDC saw record-breaking cross-chain volumes this month, and the XRPL integration is expected to raise that ceiling. Developers and institutions using XRPL can now tap into USDC’s liquidity while leveraging the speed and compliance-first approach of Ripple’s network.
This upgrade isn’t just about adding another stablecoin. It reflects an emerging financial standard where regulated stablecoins like USDC become essential infrastructure. Ripple aims to power 14% of SWIFT’s global liquidity flows by 2030, and stablecoins are a cornerstone of that mission.
The XRPL enables low-latency settlement and low transaction fees—perfect for global finance. Now, USDC’s presence strengthens Ripple’s capacity to serve both retail and institutional clients in compliant, scalable ways.
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USDC on XRP Ledger Highlights Crypto’s Institutional Future
Markus Infanger of RippleX emphasized that regulated stablecoins are key to bridging traditional and crypto markets. With USDC on XRP Ledger, users gain access to onramps, offramps, tokenization, and compliance-focused infrastructure. These are features often lacking on other chains.
This integration expands the toolkit for digital wallets, exchanges, and fintech platforms. It also builds a regulatory-aligned pathway for broader use cases—from global payroll to tokenized assets and programmable finance.
While Ripple denied rumors of acquiring Circle, the partnership still benefits both giants. Circle gains a stable, high-speed chain to host its asset. Ripple gets a powerful stablecoin to power its growing global payment rails.